PTP is our platform currency. 1 PTP always equals 1 US Dollar. It's stable — it doesn't go up or down like Bitcoin. Think of it as a digital dollar you can trade for GHS.
Go to Deposit, enter how much PTP (dollars) you want, pay the GHS amount via Mobile Money, and PTP will appear in your wallet.
Go to Marketplace, find a "Buy" offer (someone wants to buy your PTP), start a trade. They pay you GHS via MoMo and you release your PTP via escrow.
Escrow locks the seller's PTP so they can't disappear. The buyer pays first, and only after confirming payment does the escrow release the PTP. This protects both sides.
Open a dispute in the trade chat. Our team will review and resolve within 24 hours.
Usually instant. If the MoMo prompt doesn't appear within 2 minutes, check your phone number and try again.
Buyers can cancel before they mark as paid. Once marked paid, cancellation requires a dispute.
PeerTuPeer charges 2.5% on completed trades. Deposits may have a small processing fee depending on network.